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Home » Business » Download Free Get a Financial Life: Personal Finance In Your Twenties and Thirties

Download Free Get a Financial Life: Personal Finance In Your Twenties and Thirties

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Sunday, August 25, 2013

Get a Financial Life: Personal Finance In Your Twenties and Thirties

Author: Visit Amazon's Beth Kobliner Page | Language: English | ISBN: 0743264363 | Format: EPUB

Get a Financial Life: Personal Finance In Your Twenties and Thirties Description

From Library Journal

Those in their twenties and thirties have special financial concerns, including paying off college loans, obtaining credit cards, buying a car, and financing a first house or apartment. Kobliner, a contributing writer for Money magazine, provides some assistance here. She "focuses exclusively on what you need to know now when you're just starting to pay attention to money matters?whether you earn $15,000 or $150,000, whether you're single or married, whether you're financially inclined or financially challenged." Those consulting this book will find useful information and advice, from buying insurance to filing an income tax return. Helpful features include a bibliography of information resources and lists of agencies to contact. This source provides a helpful road map for young people striving for financial security. Recommended for public libraries.?Lucy T. Heckman, St. John's Univ. Lib., Jamaica, N.Y.
Copyright 1996 Reed Business Information, Inc.
--This text refers to an out of print or unavailable edition of this title.

From Booklist

As one grows older, it becomes increasingly apparent that the oft-repeated admonishment that it is never too early to start saving money is all too true. But the young are often disinclined to think about growing older, and they usually cannot "afford" to start setting money aside. Kobliner, herself a barely thirtysomething who writes for Money magazine, attempts to reach younger readers by speaking their language and tailoring fairly standard financial counsel to the needs and circumstances of those just starting out on their own. Included in her advice on budgeting, credit, banking, investing, retirement planning, home buying, insurance, and taxes are tips on car loans, credit cards, ATMs, bank accounts, mutual funds, retirement savings plans, apartment renting, and paying back student loans. David Rouse --This text refers to an out of print or unavailable edition of this title.
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  • Product Details
  • Table of Contents
  • Reviews
  • Paperback: 352 pages
  • Publisher: Simon & Schuster; 3rd edition (March 17, 2009)
  • Language: English
  • ISBN-10: 0743264363
  • ISBN-13: 978-0743264365
  • Product Dimensions: 8.5 x 5.5 x 0.8 inches
  • Shipping Weight: 11.4 ounces (View shipping rates and policies)
First, I would like to disagree with the two extremely negative commentators that found this book patronizing. Although this book is obviously intended for beginners, I don't think Kobliner intended for anyone to take the beginner level content personally. For example, Kobliner did not insinuate that Gen. X-ers can't use credit cards responsibly. For those who can't, however, or for those who feel overwhelmed with the amount of debt they have taken on, Kobliner provides the financial framework for knowing why you should pay your credit cards as soon as possible. I think that the summary of the book & the cutesy cover should have given these two readers a clue that the book was intended for those with a limited financial background. Lynch would be terribly heavy reading for people unfamiliar with the business world.
That said, I found this book very informative. Obviously, personal finance is a vast subject and so this book serves as a brief overview of such topics as different types of bank accounts, paying your student loans back, saving for retirement, what to look for when renting an apartment, and how to buy a house. I bought this book a couple of months before my dad cut the purse strings and I graduated from college. Although I majored in accounting, I learned mostly theory in school. I found the investing content particularly informative and I opened my IRA ASAP. It is now been a little more than a year and I do think that I have "outgrown" most of the subject matter, but I still use this book for reference. When I buy a house, I will now know about the different types of mortgages and how much I should set aside. Of course, if schools taught personal finance, I wouldn't need this at all.

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